Chloe Seaman


Recent Articles by Chloe

Death And ID Theft: The Ugly Reality

April 25, 2018

When someone passes away, their family members have a lot of emotional, financial, and legal issues to sort through. One death-related complication you might not anticipate is the identity theft of your recently departed relative. Though it seems heartless and morbid, stealing a dead person’s social security number and personal information is more common than you think. The AARP reports that fraudsters use the identities of 2.5 million deceased Americans every year to open credit cards, apply for loans, sign up for cell phone services, and more.

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Does Your Spouse Have Secret Credit Card Debt?

June 5, 2018

Money is one of the biggest stressors for married couples, especially if one or both partners have bad spending habits and a lot of credit card debt. While a certain degree of financial independence is good in a relationship, some individuals will actively hide purchases or debt from their spouse, either because they don’t want them to worry or they don’t want them to know what they’re spending that money on.

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Estate Planning: Why You Need A Living Will

May 10, 2018

Most people don’t like thinking about their own death. It can be scary to consider the emotional and financial impact your passing will have on your loved ones – especially if you’re still relatively young and healthy. But no matter your age or current health, it’s never too early to start planning for your family’s future. Your circumstances could change at any time, and facing this uncomfortable topic now can save a lot of legal headaches for those who survive you.

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How To Help Your New College Grad Succeed In The 'Real World'

May 28, 2018

College graduation season has come and gone, and another batch of newly-minted degree holders is now taking their first steps into the “real world.” For some grads, that means moving back in with their parents while they look for a full-time job and save up to afford their own place. Even if you’ve discussed – and perhaps welcomed – the idea of your recent college grad moving back home for a while, many parents aren’t prepared for the realities of this situation.

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How To Protect Your Facebook Data (Without Deleting Your Account)

April 14, 2018

By now, nearly everyone with a Facebook account is aware of the Cambridge Analytica scandal, which involved the unauthorized use account data from more than 50 million people. The information was obtained directly from users in 2014 via an online survey posted by Cambridge University researcher Aleksandr Kogan. The survey promised a small monetary reward upon completion, but to get paid, the user had to install a Facebook app that claimed it would “download some information about you and your network.

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Is That Really Microsoft Calling? How To Avoid Tech Support Scams

May 18, 2018

Despite warnings that come year after year about tech support scams, fraudsters continually find new and more effective ways to trick consumers into giving up their personal and financial information. Microsoft recently reported that tech support scams are up 24 percent since last year. The tech giant received 153,000 reports of customers encountering or falling for a fraud attempt, with 1 in 10 actually losing money from those scams. Microsoft customers paid an estimated $3 to $6 million to criminals – all because they didn’t know how to spot a hoax.

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New Money Transfer Scam Targets Home Buyers: Don't Be Fooled!

May 2, 2018

Buying real estate is one of the biggest – and most complicated – financial commitments a person can make. There are numerous steps to go through and several agencies to work with before a homebuyer is handed the keys to their new property. Between the realtors, the buyer and seller’s attorneys, the mortgage provider, and the escrow company, a lot of phone calls and emails from strangers happen during the process.

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Reconnecting With Long Lost Family Members

May 22, 2018

Finding a long lost family member you've lost touch with is only half the battle. If you want to reconnect, you'll have to start a conversation.

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Starting Your Own Company? How To Vet Your Business Partner

May 26, 2018

So, you and your friend, family member, or co-worker came up with a brilliant business idea and you want to make it a reality. You both have the passion and drive for it, and you love spending time together – what could go wrong? The answer is, a lot. Many people think it would be fun to go into business with someone they know, but starting a company is a serious legal and financial decision.

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Why Maintaining Old Friendships Keeps You Happy And Healthy

April 19, 2018

It happens to everyone: You have close friends at a certain point in your life, but you all get older. Families grow, jobs change, moves happen – and suddenly, you’ve fallen out of touch with people you once saw and spoke to all the time. While drifting apart is natural, it’rtant to make the effort to stay in contact with treasured friends, especially as you age. The New York Times reported that strong social relationships have numerous positive effects, including increased immune system functionality, longevity, and ability to deal with chronic pain.

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Disclaimer: The above is solely intended for informational purposes and in no way constitutes legal advice or specific recommendations.