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Trying To Adopt? How To Avoid Adoption Scams
For couples who can’t have their own children and are trying to adopt, there’s nothing more exciting than finding a match – or more heartbreaking when an adoption falls through. It’s even worse to discover that you’ve been scammed by the person you thought would help bring a new child into your family.
Unfortunately, adoption scams are more common than you might think. Like many victims of fraud, people who fall for these scams are emotionally vulnerable. They’ve often struggled with infertility and are willing to believe anyone who gives them a glimmer of hope about having a child. They’ll do anything – including give up their life’s savings – if they think it will help them get a child sooner.
Is That Really Microsoft Calling? How To Avoid Tech Support Scams
Despite warnings that come year after year about tech support scams, fraudsters continually find new and more effective ways to trick consumers into giving up their personal and financial information.
Microsoft recently reported that tech support scams are up 24 percent since last year. The tech giant received 153,000 reports of customers encountering or falling for a fraud attempt, with 1 in 10 actually losing money from those scams. Microsoft customers paid an estimated $3 to $6 million to criminals – all because they didn’t know how to spot a hoax.
Will Your Real Estate Agent Give Away Your Deposit?
You might know how to protect yourself from a phishing scam, but does your real estate agent? If not, it could have disastrous consequences for you, your agent and your deposit.
While phishing scams aren’t new, the threat is growing in the real estate industry. Unsuspecting homebuyers are losing hundreds of thousands of dollars to these types of scams.
Here’s how it works:
- A hacker breaks into your real estate agent’s email, or the servers of a title company, and begins tracking transactions.
- Knowing the closing date, the hacker sends an email to you that looks like it came from your real estate agent or the title company.
- The email contains wiring instructions that, if followed, place your funds straight into the fraudster’s bank account.
Once your funds are deposited into a criminal’s account, it’s virtually impossible to recover the money. All it takes is falling for one bogus email.
Stop Scammers from Stealing Your Tax Refund
All a scammer needs to file a fraudulent return to collect your tax refund is your name, Social Security number, birth date and a computer.
According to the U.S. Justice Department, this scam – known as stolen identity refund fraud – results in annual losses of more than $2 billion to the U.S. Treasury.
Follow these steps to prevent scam artists from stealing your tax refund:
Spot fake calls from the IRS
The IRS impersonation scam is a relentless operation.
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