Mistakes: we all make them. But the power of Internet research has helped greatly reduce unneeded and potentially costly mistakes in our lives. Easy access to public data in the form of a background check has made unnecessary mistakes even more avoidable.
Here are three examples of potential mistakes you don’t need to make with a quick and affordable background check:
Overpaying for your new home
A background check offers a lot more than information on criminal records. BeenVerified collects and aggregates all the public data available on each person, property, email and phone number available in the US. This makes a background check an immense source of information on a wide variety of topics and can be useful in many situations, including when purchasing a new home.
All you need is an address to gain access to a wealth of information about that property. Notably, you can find current and previous owners, previous sales figures and tax information. This can bolster your research and ensure you don’t overpay for your new home.
For example, a property search can provide insights into the current owner’s financial situation and likely willingness to sell. And by searching neighboring properties, one can get a better idea of if the asking price of a home is overvalued or in line with the average for the neighborhood.
Letting your child ride in the car of an unsafe driver
With children’s activities from sports to extra academic help multiplying by the year, sharing rides with other parents can quickly become a necessity. But should you trust your child’s safety in the car of anyone who happens to be a parent of a child in the same activity? And what criteria can you judge their appropriateness to be around your child? Does a cursory visit of their house suffice?
One way to boost confidence in who you’re dealing with is to search the public records with a background check of the person’s driving record. Fortunately, background checks are now easy, accessible and affordable. They can even be conducted from the palm of your hand with your iOS or Android device.
This gives one the ability to review full criminal records, including speeding and other driving violations of anyone in the US. While a background check can’t give you absolute certainty, it is significantly better than simply judging by appearances when it comes to the well being of your child.
Missing The Signs Your Identity Has Been Stolen**
While checking on relative strangers can be important, running a background check on yourself is crucial. Just as credit experts recommend regular check-ups of your credit report in order to avoid mistaken infractions and spot signs of identity theft, so should regular check-ups of all the public data associated with your identity be a part of your routine.
When you run a background check on yourself, ensure all the information is correct. If your name is associated with unknown associates or a number of incorrect relatives then that could be a sign of a larger problem. Likewise, ensure your current and past address information is accurate and that no criminal infractions are attached to your name. If you notice a high number of irregularities, then further research may be needed to ensure no other person is utilizing your details. Check your bank accounts and credit report to confirm if anything is amiss.
Do keep in mind that public record information is often imperfect and is a collection of reports from many disparate sources. What you should be on the lookout for is large-scale inaccuracies and not just an incorrect middle initial. The more information you can provide in the initial search, such as age, exact location and any variations on your official name should help avoid inconsistencies.
Has a background check helped you avoid a mistake lately? Let us know in the comments.