What is a Property Records Search?
A property records search is a very specific type of public records search that focuses on the history of a specific piece of property, rather than a specific individual. Property record searches can reveal basic information about a piece of property. This information includes specific about the property itself, including lot size, square footage of any buildings on the property, any zoning restrictions attached to the property, any variances attached to the property, improvements made to the property, the type of utility service to the property, whether the property is wired for electricity and has gas service, whether the property uses public or ground water, what cable or internet companies service the property, whether the property currently has utility service, any tax liability attached to the property, what yearly taxes are on the property and how those are broken down, any homeowners association fees attached to the property, the most recent sales price, and the current appraisal value of the property. Property records searches may also be able to reveal if there is a civil or criminal history attached to the property. For example, a property records search should reveal any liens that have been placed on the property and may reveal the presence of any mortgages on the property. If the property is currently involved in litigation, a property records search should reveal that litigation as well. Most significantly, a property records search will reveal the owner of the property, though it is possible for property to be owned by businesses rather than individuals.
Can I Conduct My Own Property Records Search?
A basic property search may be one of the easiest public record searches to conduct on one’s own. With a street address, as long as a person knows the county where the property resides, a visit to the courthouse or tax assessor may be all that is needed to conduct a property records search on the property in question. This basis search will reveal information such as tax liability and current owner. However, the search can quickly become far more complicated. Many times, rural land is not designated by street address, but, instead, by lot number. It can be difficult to identify that land in a records search. Moreover, there are times when basic information about the property is not enough. BeenVerified’s property record search can go beyond the basic information to give our users more comprehensive information about that property in question. In addition, even when only the basic information is needed, if that information is not available on-line, it may be impossible for an individual to search for those records. Our court runner service means that we can send someone to the courthouse for you to check on that information, without you having to endure the time or expense of going to the location.
What does it Mean if Property has a Lien or Encumbrance on It?
One of the most important pieces of information that can be revealed in a property records search is whether or not property is encumbered. If property is encumbered, it means that property is not owned outright by the property owner on record. Mortgages are an example of a how property is encumbered and mortgages generally provide the mortgage-holder to seize the property and sell it in the event of default by the debtor, who is generally the property owner. However, property can be encumbered in other ways, as well. Property may have a lien on it. Liens are simply notices, attached to property, that state that the property owner owes the lienholder money. Liens do not necessarily impact the value of the property, since the debts attached to the liens can be secured through ways other than the sale of the property. In fact, under many circumstances, aside from mortgage lienholders, lienholders cannot force a sale of the property through foreclosure, but must wait until the property is sold to enforce the lien. However, liens have a tremendous impact on property value. In order to sell or refinance property, you must have clear title which means no liens on the property.
Can I Learn about People Using a Property Records Search?
Yes. A Property Record search may be one of the most overlooked, but vitally important components of a background check. Looking at a piece of property reveals information about the ownership of the property. Knowing that a person lives at that address, information that is readily available using BeenVerified’s Reverse Lookup services, can provide information that helps further a Background Check. In addition, using the Reverse Lookup service combined with a Property Records check can provide information about other owners or residents at the home. What this means is that you may be able to find out not only who lives at the home, but also about whether they live there alone.
Why Should I Use BeenVerified for My Property Records Search?
You’re probably thinking that if property records are so easy to search, you shouldn’t have to use a service to look through them. This is true, if you live near the property that you want to search. However, there are reasons that even people who live near property may be reluctant to search property records themselves. In personal transactions, it is difficult to eliminate the gossip element. Do you want your property records search to remain confidential, or do you want to face the possibility of people asking why you visited the courthouse? Do you need information from a single location, like the tax assessor, or do you want more comprehensive information that might require examining several sources? BeenVerified provides fast, easy, and affordable access to millions of databases containing information on property records. You can search, not just by property, but by property owner, to get a comprehensive portrait of someone’s real property holdings. BeenVerified may also be able to help you untangle the complexities that arise when property is owned by businesses, trusts, or corporations, rather than individuals. Unlike our competitors, we have a court runner service that can access local courthouse records, which makes our access go beyond the records that are available on-line. Of course, we also have live customer support available 8am-9pm weekdays and 12pm-8pm on weekends at our toll-free number 1-888-579-5910.