One of the top skills people wish they’d learned in school is basic money management, but personal finance lessons are usually left up to parents. You can give your kid a head-start in life if you teach them the importance of earning and saving, the rules of credit and interest, and how to manage it all when they’re living on their own.

Big Life Lessons For Little Ones

Your tiny tot is learning how to count, so you can start incorporating lessons about how to earn, save, and spend money. Reward your child for completing chores with cash, and let them store their money in a piggy bank.

When people plan for retirement, they’re often thinking about all the places they’ll travel to or the passion projects they can pursue in their newfound free time. In addition to the “fun stuff,” you may want to seriously consider the money you’ll need to maintain your day-to-day lifestyle without a steady paycheck. All that starts with smartly managing your finances now, so that you do not encounter any unpleasant surprises later.

We’ve emphasized the importance of communication on some crucial topics before you get married. And any good pre-marriage counseling program will lead you through the delicate conversations about money to ensure you and your spouse get on the same page before you make a life-long commitment.

But what about money rules those who are already married?

A new study reveals quite a gulf between men and women’s ideas of acceptable financial behavior. Business Insider reports the shocking differences:

When someone owes an unpaid debt and does not meet the requirements of bankruptcy, a garnishment may be placed on their income or property until the creditor can collect fully on the debt in question. A garnishment is a fairly extreme means of collecting on an unpaid debt and a situation usually reached after other attempts at an agreement or settlement have been exhausted.

Things were starting to feel better, but now, news out of Greece with images of closed banks and ATMs running out of money might be causing you some anxiety again. It certainly doesn’t help that some corners of the media and self-interested financial “experts” with a book to sell are fanning the flames with new prophecies of financial Armageddon.

We covered the outline of that particular scam in a previous blog post. As it relies so heavily on phone contact, you have an advantage if you’re aware that the IRS never demands credit card numbers over the phone. You can simply hang up the phone and ideally report the incident to authorities.