While much was made out of Pittsburgh Steelers’ Le’veon Bell’s contract stand off that ultimately made him the highest paid running back in the NFL at $12.1 million per year, data shows us that the real big bucks are made by NFL quarterbacks. In fact, the top five highest salaries (and beyond) this season all consist of quarterbacks.

Here are our top tips for back-to-school budgeting:

1. Wait For The List Of Supplies

You can save yourself time and money by holding off on shopping until you receive the list of school supplies from your child’s teacher.

Research by federal debt consolidation firm Consolidated Credit on how students today rely on credit cards found that 63 percent of college students say they’ve made a purchase without having the funds to pay the bill.

Former MLB starting pitcher Livan Hernandez has filed for bankruptcy. Throughout a 17-year career, he made more than $53 million. Today, he says he’s worth less than $50,000. According to court documents obtained by the Miami Herald, Hernandez owes around $1 million to about 50 creditors; as well as an undisclosed amount in back taxes and $220,000 to a local businessman.

He joins a group of rich and famous individuals who’ve endured the setback of bankruptcy, many of whom, like our current President, were able to bounce back.

If the answer is “yes!” then you might be inspired by the following people; they’re the current top five richest in the world.

And all of them are self-made billionaires.

So, just how did they earn their massive wealth? And how much are they worth?

5. Mark Zuckerberg

Net worth: $58.5 billion

Source of wealth: Self-made; Facebook

While a sophomore at Harvard University in 2004, Mark Zuckerberg launched TheFacebook.com – an early version of what everyone knows today as simply, Facebook.

In a recent interview with ESPN E:60, running back Trent Richardson revealed that friends and family spent $1.6 million of his NFL earnings over the course of 10 months in 2015.

Bad investments, poor budgeting, regretful spending choices and surrounding yourself with the wrong people have lead many former NFL players into the hole of financial oblivion. Others, however, made it to the other end of the financial spectrum – making investments or doing deals that made them mega rich.