The holiday season is behind us and gift return season is ramping up. You may have already been concerned about identity theft while doing your holiday shopping, but you might want to hold onto that caution if you’re returning unwanted gifts.

Return fraud is a huge issue in retail, and in an effort to protect themselves, stores will often request a driver’s license or government ID for returns without a receipt. This becomes even more common after the holidays, when customers are likely to say they don’t have a receipt for a gift they received.

Money is one of the biggest stressors for married couples, especially if one or both partners have bad spending habits and a lot of credit card debt.

While a certain degree of financial independence is good in a relationship, some individuals will actively hide purchases or debt from their spouse, either because they don’t want them to worry or they don’t want them to know what they’re spending that money on.